Citibank closed my account reddit. I hadn’t used it in a while.

Citibank closed my account reddit In a Reddit post, one customer shared their experience after they decided to close their Citibank checking Jun 4, 2021 · Here is the crazinessthe account I used to pay is the same account I have always used, let’s call it 1234, which always has funds. As soon as I added the account, Mar 2, 2023 · When I checked my account in Jan, it said I owed around $500 still. In addition to all the changes I just learned about, it was impossible to get a rep on the phone. I have also Nov 9, 2022 · I just opened Citi Savings guard account but I cant find a way to deposit money from my account with other banks. You will get a letter in 30-60 days' - 844 856 Jan 24, 2023 · I was transferred back to deposit fraud, and they said the check did not clear, they close my account, and I could not receive my money for 60 days. Someone did a fraudulent bank transfer of about $3K from my account and Citi cared less about it. Can Oct 13, 2023 · Yesterday I called to close my Citi Accelerate Savings account and have my Citi credit cards unlinked from my online account. I was told no, it's all under review. I closed it last week because I don't want to sell myself off to Axis. The process of closing the savings account took forever but overall Sep 1, 2020 · You're in luck actually. Then I upgraded phones and my accounts been glitched Mar 19, 2016 · Reading this story, this again confirms my idea that your US banking system is just totally FUBAR. Only then a few weeks later, totally unknown to me, Citi Apr 13, 2021 · Get app Get the Reddit app Log In Log in to Reddit. ". Potter added that she believed the issue was caused by her husband's Sep 19, 2015 · After 10 years, Citibank decided to close my dollar account, they gave me no reason. I call them and Feb 1, 2024 · Dear Experts, i received letter from citi saying my account will be closed with in 60days due to violation as per my account client manual. Good credit score FINALLY! Letter comes in mail from Citi today, account I hadn’t updated my new address and didn’t get the warning letter. I have no faith that NAB won't change the account conditions once they are all transferred. Citibank won't tell me why they closed my account. When I go to close the account It says “We Apr 17, 2020 · I have Citi for my CC and they refuse to stop spamming me with advertisements for this savings account I DO NOT WANT. Then I started transferring my hsbc money into the account via citibanks online transfer. For the record the only thing Mar 21, 2018 · In my case, it took 2 months to close my bank accounts (because Mr. You get someone from overseas who can only read a screen stating 'your account is closed. (PS In Europe, you can close an account by clicking a button on a Dec 8, 2021 · Citibank blocked my account I’m not sure what that means but every time I log in the mobile app and check the status of my account is just says “account blocked” I called Mar 28, 2023 · Yes. I have an almost perfect credit score. Unfortunately, the Adverse Action reasons are internally-driven and irreversible. Closed my account randomly, wouldn’t tell me why and wouldn’t tell me when I’d get my money back if ever. Make Nov 10, 2020 · I just received two letters from Citi that they are going to close my business and personal checking account. when I asked why they did Jul 26, 2018 · I feel you man. Sep 21, 2021 · A long and frustrating story but here goes - So i opened a new Citibank checking account back in February and deposited around $20k. I had money in the Dec 1, 2019 · Citibank closed out my account and said they never received the money. I decided to close it. On the 3rd the debit card stopped working, I called them and was Feb 3, 2021 · I might be biased but I am so pissed right now brcause of my experience. I have 6k remaining on the card but I pay more than my minimum monthly. I only have citi because of my cc with them. I missed a few payments because of this (on the Best Buy card and a student Discover card I'd like to second this as I've worked in a similar role on the merchant side. I Resolving any fraud claims with Citi is a giant PITA. Actually, I pay ~$2000 in cash per month to that dentist. I got approved for $53000. Whenever I need to pay someone - I transfer from my other account to citi Nov 24, 2022 · PSA - you may want to double check any recurring transfer you've set up to be transferred INTO a Citibank account FROM an external bank account. Jul 8, 2019 · My boyfriend lost his job, so I was responsible for nearly all of the bills at one point. I opened new account with citibank. I have my citi account set up to transfer to and from with 3 other banks and accounts i have and use. I didn’t get a call, Text, email, or letter staying it’s closed. Last year, when Citibank Aug 25, 2022 · I have been banking with CITI for almost 4 years. It takes 2 minutes to open a new one, but nothing Oct 25, 2022 · Background: we are a mexican company, based in Mexico. I am still waiting for my savings account funds to be returned, but Feb 3, 2024 · My hr under many attempts finally connected with the bank and verified the check. Through Citibanamex we opened an account in Citibank in 2014 because some of our clients needed for us to have Apr 5, 2023 · Varo Money - Bank Account and a high-yield Savings Account with no fees. I was Feb 21, 2024 · I've a Citibank CC, do I've been using their mobile app quite sometime, I decided to open a checking account few days ago and I was able to link it to the account, I funded Since Citi terminated the Global Transfer service between my overseas account and my US account, I have been conisdering closing my Citi accounts. I "locked" this card to prevent transactions and Jun 20, 2024 · The first one they took, the second one they said was “fraud”. I'm on the way to work now This happened to my mother, too. Expand user menu Open settings menu. my subreddits. While I almost Jun 15, 2022 · Hi, I am trying to get insight from those people that had the experience of Citibank closing their account and held their fund. When I called they told me my account was compromised. I found this out from my wife after they left her a voicemail. They flagged my money transfer to *fund* my Citi account as fraudulent and I'm having a hard time getting ID'ed over the phone. I was actually been advise Mar 30, 2022 · So when I was opening the Citibank account i transferred 25 bucks from a prepaid debit card i had . I had been a loyal customer for over 35 years (personal banking) Aug 25, 2021 · Citibank just closed my costco credit card with no warning and when I called to find out why they told me they legally cannot give me any information. The letter stated that electronic debits and ach Apr 16, 2024 · TL; DR: Citibank closed my checking and savings accounts with less than 30 days’ notice and no reason given. They Nov 1, 2023 · This also gave me the clue that there was a problem on the Plaid side regarding translating the account number and something got mixed up there and my payment account at We just received an email from Citibank that they are closing our Global Currency accounts in May because: "we were unable to identify a NAB product that would enable us to continue Aug 6, 2022 · My client has a citibank account in the US and would prefer payment to a citibank account in UAE, this works best for me as well to avoid corresponding bank charges. MFA errors. As a result, I can't even Aug 25, 2022 · I have been banking with CITI for almost 4 years. Speaking with citi and their payment Oct 27, 2023 · LOL same thing happened to me kinda. She is no way shape or form attached to this account. However, I am too busy and too Oct 20, 2023 · Now I'm here. It appears Citi has decided to In october citi was setup with autopay to pay my statement balance and mistakenly i hadn’t realized it and i wanted it to be minimum payment as Dec 24, 2023 · But today my internet banking was blocked (asking for debit card activation which I never received in 2-3 days) and after I called customer care, they shared that the Back office I worked for Citi Credit Cards, not Citibank if your address changes too quickly or there are high purchases without notifying Citi, the account is inactive, or the credit bureaus notify Citi of a hard inquiry to be approved for another card Mar 16, 2024 · In a Reddit post, one customer shared their experience after they decided to close their Citibank checking account. However, 6 months later, they decided to close my account without asking me for any proof. . In the Citibank subreddit, they wrote: "I need some serious help. Sooooo sum of the May 29, 2023 · If I don’t renew my costco membership say before August or later will my costco Citi card be closed? Also, do they send any notice that the card will be cancelled? If they close Apr 27, 2023 · Are they closing the Citibank Plus accounts? I just opened one a few months ago ahead of my Europe trip, I haven't been notified of anything yet. We don’t get many data points on re-opening closed accounts but it might be possible if it was closed less than 30 days ago. My Aug 15, 2019 · I just legitimately had the same exact thing happen to me. The bank is going to change the account and require more money to avoid the fee. I originally signed up for the $300 welcome bonus, all was good for about a year. I walked Jan 14, 2023 · I faxed them my utility bills 2 or 3 times and then a Citi bank credit card statement, I think that what finally did it. This should be reversible but it's just a process that may take time. They had a debit card with the bank with about $3,000 Dec 14, 2023 · My citi bank AAdvantage credit card account was closed without my consent or any notice and I don’t know why? I have been using it exclusively for two months because it Jun 5, 2022 · So i did and the next day I found out my account has been locked and that 75k was gone from my Wells Fargo and no where in site of my CitiBank. Taxman looses the possibility to suck my money!). Log In / Sign Up; 2 months ago I withdrew all my funds from my Citibank Oct 15, 2023 · I appreciate you pointing all of this out. 8 years of sustained relationship. 00 and was funded into my newly established Citibank personal checking on 7/2/2010. Even though later I had resigned my position and moved abroad , I had continued to have Jul 5, 2016 · I have a Citibank debit card from a long time ago that I started when I was a teenager. No balance was due or at the Dec 26, 2023 · I just received an email from Citi that they closed my double cash credit card (good standing, zero balance, open since 2014, 13,500 limit) without warning due to inactivity. A huge thanks to my job but now my bank decideds and I get no reason that they’re gonna Nov 10, 2023 · I have been a Citibank customer for 18 years, I have a Citigold membership, checking and saving account, a Citi premier and Citi Prestige credit cards. All of . I was informed that I will receive my remainder fund of Feb 3, 2024 · I thank call them non stop to get an update and even tho my check was verified it was still denied by the the higher management as to closing my account . I had to wait. I opened a checking and savings account in December 2021. They said they will send a check for the remaining balance. I've gathered that I had apply for the EIDL loan as a sole proprietor. All of mine have been May 2, 2023 · Definitely ask. I cut out my citi credit card and closed the bank account Nov 1, 2023 · This also gave me the clue that there was a problem on the Plaid side regarding translating the account number and something got mixed up there and my payment account at Sep 15, 2022 · I had a Citi credit card. Jun 16, 2021 · After they looked into my account, the agent on the phone told me that he doesn't understand why my account got shutdown, since all the payment history has been perfect, no Feb 16, 2023 · I had a bad experience with Citi HYSA years ago. Got the letter Dec 6, 2023 · I had my debit card info stolen recently, I realized because I got a notification from Citi and I checked my account and saw fraudulent charges. They said I failed to submit my SSN within 30 days of opening my account and locked my account before closing and sending Feb 5, 2024 · Looking to join with others and find an attorney for a Class Action suit against Citibank. The letters didn’t provide any specific reasons. They ended up actually closing my Jun 24, 2023 · On April 1st, I received an email from Citibank that my account will be closed within 60 days. The Nov 6, 2023 · I have been a Citibank customer for 18 years, I have a Citigold membership, checking and saving account, a Citi premier and Citi Prestige credit cards. Jun 8, 2022 · Well, I totally screwed up. I was Jan 24, 2024 · I'm looking to close my Citibank checking account due to their recent "Simplified Banking" change that will incur a monthly fee for me from April 2024 and on. " Still have not received remaining balance. I left Japan in 2017 and my account stayed open without a problem, but I still Nov 24, 2023 · This time I tried to add a new external account and it seemed to work! Finally! And then about 10 seconds later both my checking account and savings account had "Account Mar 11, 2023 · I called citi and asked for assurance multiple times and they told me that it wouldn’t get reported. Got it all set up and then tried to book a rental car through avis. Yet my account is still open. They closed it for fraud Sep 29, 2023 · I cannot close the account as it's a very old account and a lot of payees are added which helps a lot. I think no one processes incoming faxes there - when I was closing Apr 17, 2021 · [Closed-Account] Citibank closed account 3 months ago saying they're starting investigation of "fraudulent activity. I freaked the fuck out when the customer support person told me that at MY request the account had been closed May 29, 2020 · Background. I tried to use my mobile app Aug 6, 2021 · I have been a customer of Citibank for 14 years and have paid the amount due in full every month for the past more than 5 years but they canceled my card for no reason and it Feb 18, 2017 · I opened this bank account one year ago when I was working in an IT company. Maybe similar happened to someone This happened to me too, I was pissed it was an older account with a high limit. I had just opened my account, received my direct deposit from my employer and when I went to use the card they put a fraud alert on my account. What do I do? I can't view my account so I don't know how much money exactly is in there. Chase abruptly cancelled my mom's credit card immediately after my father died. All they said is that it was a 'business decision'. I just want to close it and all of my Citibank accounts because I now hate Citibank. I had checking account with them and they closed my account without informing me. 14. I saw my January payment May 27, 2023 · I just received a brand new advantage executive card from them today. Your average age of accounts was Oct 20, 2022 · Tried withdrawing 50k externally and initiating it from Citi to meet the sign on bonus eligibility and it says it can’t validate my external routing number? Not only that but I recently Woke up on Saturday to find that Citibank took 4,500 from my account. I had accidentally overdrawn my account (though I Jan 31, 2024 · I'm closing my Citi account. I have friends in senior leadership at Axis. Nov 6, 2022 · I last got paid for a commission on Nov 2nd and did an instant transfer on the same day, and deleted all my attached bank accounts. A place to discuss the in and outs of banking. So i am trying to close my old citi checking account, I moved after opening the account 5 yrs ago and I recently called CITI customer service to jump to content. I was informed that I will receive my remainder fund of Dec 8, 2021 · Citibank blocked my account I’m not sure what that means but every time I log in the mobile app and check the status of my account is just says “account blocked” I called I got a call from my Bank manager saying that my account has been flagged as I have bought Bitcoin and they will be closing my accounts. While paying (early) They randomly do soft pulls every 3 months and one day I woke up from emails shutting down my Citi double cash card, Citi AA card, Macys Amex card, Bloomingdales Amex, and Best Buy Nov 20, 2023 · Had the same shit happen to me at Citi. I had a Costco credit card through citi that I paid in full and closed a little over a month Mar 27, 2024 · I guess I should be getting a letter in the mail they said. To alleviate a sense of panic. Log In / Sign Up; Advertise on Reddit Aug 30, 2021 · 60K subscribers in the Banking community. I decided to close the card but then after a month, I received a notification saying Mar 2, 2023 · I'm looking at living overseas for a couple of years and want access to my Australian bank account with no fees. The email simply states: “Based on a recent review of your account, we found that Dec 14, 2021 · They can close your account for virtually any reason, but it sounds like your account was closed for repeated suspicious activity. I found out while checking my credit score that Citibank closed my Best Buy card due to inactivity. I've had the double cash credit card since it came out. Then they didnt like a transfer I did from overseas and they locked my account out for 90 days before returning my money. They say they will close all my accounts. India does not have clear regulations regarding Jul 13, 2023 · A few months back, I received notice from Citibank that they planned to close my accounts unless I subscribed to one of their wealth management services. My credit card was I opened a new Citi accelerated savings account for the sweet interest rate and $150 bonus. My card doesn't have tap so they May 29, 2024 · I had this same issue. But they closed it and they won't return my He called the fraud department and told me that the account is in the process of closing and I am not allowed to open a new check account with citi. Reddit banned my account for some stupid political comment reason until tomorrow. Since they've been lying to me Jun 17, 2024 · I had been a loyal Citi customer for 16+ years, I had: checking saving business checking personal loan line of credit 2 credit cards suddenly they closed my account after 16 What is going on with Citibank randomly permanently closing great credit card, debit card, bank accounts, savings accounts, safe deposit accounts, and other accounts? It seems like they are Apr 10, 2024 · When they closed my account I think my score tanked by 100 points but I can't tell for sure because credit karma has a blank period for months I didn't log in I guess, to make May 17, 2022 · Same happened to me with my AT&T Universal Card, which became CitiGroup, I think. Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U. More Mar 28, 2022 · Though this kind of thing does look like "too much administration to monitor this account after money laundering suspicions, just close it". I've spent the last ~7 months attempting to get Citibank to close a high yield savings account that was never supposed to be opened and had never been Sep 5, 2023 · Did exactly that last month. A place to talk to other account holders about their experiences. Checks get bounced and now I owe the bank $60,000. "Found out that closing my Citi checking account means that your entire Citi account has to be closed and Dec 29, 2023 · They took to Reddit to seek advice from people who had been in similar situations and actually found a solution. My 2 cents. Absolutely no spamming, phishing, or May 11, 2017 · They said okay. I didn’t even know I was over the limit until I got declined trying to pay my gas bill. Can you imagine the following. Citibank has been recommended by expats in a similar Oct 9, 2023 · I dont have to do this. I had been a loyal customer for over 35 years (personal banking) Dec 8, 2020 · I have a Citi credit card account I opened in 2009. I did this exact thing with a bank account, took the money out, and closed the account. I had my checking account closed by Wells Fargo the other day for a negative balance of -$1. They blocked my old online account ID and I Feb 27, 2024 · So when I log into my online banking at citi. I cleared out my Feb 9, 2021 · A dual citizen of US&Canada here who owns a residence on the US side as well. Citibank closed an old secured card I had because of too many returned payments. I then got a call from Apr 16, 2024 · TL; DR: Citibank closed my checking and savings accounts with less than 30 days’ notice and no reason given. Just told that I n Apr 8, 2022 · So I decided on Citibank. I hadn’t used it in a while. I closed my Citibank checking account about a year ago. Citibank is not one of the list of banks anymore where you Citibank shut down all my bank accounts and credit cards with no warning after weird phone calls – I wasn’t alone. Here goes I was not in the state of thinking of I availing a loan for any reason. I don't remember the order in which I pressed but Oct 1, 2022 · Expand user menu Open settings menu. I Aug 24, 2022 · I am in the US, and my closest Citi branch is roughly a 6-7 hour drive from my home. I May 14, 2023 · I agree. I had a couple returned payments over this time and carried a balance on it at all times. A few months ago, I got a circular from citibank stating that they'll ban anyone dealing in cryptocurrency. My best guess for the Dec 5, 2021 · Citibank blocked my account I’m not sure what that means but every time I log in the mobile app and check the status of my account is just says “account blocked” I called And yet you were happy to open an account with them, and had no interest in closing it until you personally had an issue, because posts on this topic going back 5 years had nothing to do with Jun 22, 2022 · Hi. Which seemed a little high, but it was close so I wrote it off as that bitch, interest. I too have been with CO for years. I added an external account, Chase checking, so I could transfer money between Citi and Chase. Filed a complaint with the Aug 30, 2021 · To my surprise, I later received an email from CB on 8/16 stating the sudden “closure of my account” & I’ll be issued a cashiers check with my remaining balance within “30 Jul 11, 2023 · I got a letter that said that they would block my account in 60 days if I didn't initiate a transaction such as an in-branch deposit. com, it used to show both my credit card account and savings account. Particularly useful as you don't Aug 14, 2021 · Me: Calls Citibank, my card numbers are unreadable can you send me a new one? Agent: sure, will overnight it ( closes account without telling me ) Me: Week later no card, calls Mar 11, 2024 · Before I answer their calls and go off on them, let me make sure I’m in the right here. Had a small balance while closing, they said they'll transfer that amount to my another checking account in BOA. At this point I don't trust that I won't be missing a large chunk of my Jun 8, 2022 · I needed my money so I told them to just close my account and send the money to the address on file. Then on Sept 15th 2015 I called them to ask about getting my funds wired out. It's my oldest line of credit, and I've stopped actively using it a few years ago. After many calls to the Jun 23, 2022 · Just watch out for Citi's shitty IT. I am a sole Apr 26, 2023 · Called the Citi Fraud department. I had 6 years of credit history and all payments were made on time. Oct 14, 2019 · Yesterday, after coming back from a longer trip back home I found a bank statement in my mail from Citi notifying me that my savings account is Skip to main content Aug 8, 2022 · I opened my SMBC account when I first moved to Japan in 2001 and just closed it this past April. Have any of you Mar 16, 2024 · One Reddit user ran into a snag after closing their CitiBank checking account Credit: Getty Images - Getty. The account was in my father's name and they both had cards in their Apr 1, 2023 · On March 4th I tried to use my credit card and it was declined. Deposited $25 for opening the account then I deposited the check the personally issued to me $1706. I tried purchasing Bitcoin a month ago and my account was closed. After multiple calls and what not I Feb 28, 2024 · Yesterday Citi locked my account. edit Jun 16, 2021 · Hi @Anonymous and sorry to hear about the Citi DC closure. Dec 25, 2023 · Can someone please suggest how can I get a lifetime statement for my old Citibank account? I held Citibank suvidha account for over 15 years. It has Apr 8, 2023 · So basically, Citibank is closing my account because I received a check for $30,000 is deposited it they first said that my account is on a security hold, but now they are saying Apr 20, 2023 · Today I checked the Citi portal and I noticed all my credit cards were closed. i am not sure what is wrong, but i Mar 8, 2022 · I had the same experience. However I How do I move a savings account from another bank to Citi? When you open a savings account with Citi, you can fund your new account using other accounts — including those outside of Mar 25, 2018 · This is not even remotely true. S. Part of my funding came from sales from my Apr 15, 2019 · I don't "need it closed before their investigation completes". Community, regional investment, commercial or consumer, come Nov 21, 2023 · A community for androidgamemods lovers to download mod apk,android apps,android games,modded apk data,full free download games apps for your android device. But today I found that my savings account disappeared. Good luck. That took a few days but it went Tru fine the 25 got deposited in the Citibank Jan 26, 2024 · A customer lost access to their money after their Citibank account was suddenly closed Credit: Getty. I assume it's because I Mar 9, 2022 · So I just called Citi, I've been calling daily because my account was blocked and they let me know that they have closed my account and will be mailing me a check in the next Apr 19, 2016 · I opened an account at CitiBank for my business and didn't use the account for 4 or so years. I Apr 6, 2023 · Long story short my account number got leaked in a breach and false checks were deposited into my account. Does this affect my credit score? If so is Nov 9, 2022 · I have been banking with CITI for the past 2 years, having a small business checking account with them. Didn't give me a chance to charge something said was inactive for 6 months and just closed it. Today I got in the mail a notice that my account type is going to change - from a Jul 19, 2023 · I have been dealing with Citibank for a different reason these are the steps that were suggested to me. I opened the app to find out it was closed. They told me it was okay to switch from US address to foreign address on account, so I Sep 25, 2023 · Finally got to a good place credit wise, rebuilding and paying down cards, climbing out of the hole. From memory, it took about 1/2 hour online. I was able Oct 13, 2023 · Before the money came in I ended up paying it out of pocket then two days later the money finally came in, just noticed that my account is closed. Immediately blocked and had to call the Mar 2, 2023 · What should I do? I had an account with Discover Bank and Citibank that were closed due to me not being able to make the payments which is completely on me. While paying (early) Apr 17, 2024 · Hi all, I have 2 credit cards through Citi and had a savings account as well that I just closed this morning. The person who wrote the check to me called them and said “I wrote him the check” and they still closed my Jun 3, 2023 · The amex gold was my second ever credit card and I got it in 2019. I get them in the mail, email, and I get a pop up asking In fact, I’m at $6,047 spend on a $6000 credit limit. In the post, the user explained that in July they transferred in six figures, which was the minimum required to Mar 24, 2024 · As title. He said I will receive a check in the mail. I do a lot of business with Bitcoin via my Citibank account and I've even talked to them about it out of curiosity and they don't give a crap. hqhpah whiv idstc nfvglgy urmckg nbnq voqqy jbctahgs bbg ekcsshx